Don & Kathy Vallee, CDPE, CRS, SFR

RE/MAX Excalibur Realty-Tucson, AZ

Direct: 520-544-5555         www.ValleeGoldTeam.com

MLS# 21005231

24HR Property Information Dial 1-520-468-7009 Enter House# 12225

12225 N. Camino Del Plata  Slideshow

Style, Functionality, and grandeur depict this fabulous 5 bedroom, 4,5 bath, 6242 square foot southwestern hacienda estate on 3.3 acres of lush natural desert landscape. Located in the desirable community of Oro Valley, AZ. 85755.

Rustic and magical architecture creates a feeling of “southwestern charm” with wonderfully appointed coffered lit ceiling, window walls, colored concrete floors, detailed masonry, double wood french doors, and the finest craftemanship bringing together a design of classic timelessness. Unspoiled nature desert, surrounding this custom home, offer tranquility and serene views while creating an understasted ambiance of luxury and casual elegance.

Gourmet kitchen is fully-equipped with stainless steel appliances, commercial grade oven/stove, hand carved cabinetry, surfaces and bacl splash are topped off with a variety of exotic stone, walk-in pantry, two butlers pantry, and two wetbars.

The spacious great room exudes taste, home theatre,  set the tone for some wonderful parties!

The master bedroom is a sanctuary offering phenomenal   views of the pool, spa, mountain & city views. Travertine floors,  soft colors,  sitting area, huge closet, and wrap around balcony with two private entry doors.

Enjoy the custom pool and spa with firepit offer a marvelous vantage point from which you can enjoy the gorgeous mountain views.

Don & Kathy Vallee, CDPE, CRS, SFR

RE/MAX Excalibur Realty-Tucson

By listing your home with Don & Kathy Vallee

You Receive The Most Comprehensive Multi-Media Advertsing in Tucson, Oro Valley, and Marana Today!

Your home will be posted on 20 plus sites and distributed to 25,000 potential buyers with over 700 locations

Tucson Airport, Major supermarkets, Real Estate offices, Hotels/Resorts, Restaurants & More.

Direct Mailed to Home Buyers and Relocation Departments

Search All Tucson Listings

Oro Valley, AZ

12545 N. Lantern Way Rancho Vistoso Neighborhood 7

MLS #21000776

Just listed by Don and Kathy Vallee-RE/MAX Excalibur-Tucson, AZ

Spacious contemporary 4 bedroom, 3 bath, with 3 car garage in very desirable Oro Valley subdivision of Rancho Vistoso. Grand open floor plan with formal living and dining room with high ceilings & window walls. The cook’s will enjoy the upgraded open kitchen with granite slab, stainless steel appliances, Cherry cabinets, extensive ceramic tile through out. Just off the kitchen feature a huge family room with gas fireplace. On the second level features the master suite complete with garden tub and private balcony for taking in the sunsets. Mature and lush landscape front and back with large covered patio and pool. Lovely and fruitful citrus trees.

Call 24HR property information 1-520-468-7009 enter ho0use #12545.

See additional photos at: www.ValleeGoldTeam.com

Search the largest inventory website For All Tucson, Oro Valley, and Marana Real Rstate

Search All of Southern Arizona Real Estate

Now you can search all Oro Valley homes that have come back into the market and deemed “Distressed”. You will have the opportunity to find your dream home in Oro Valley by simply taking advantage of this buyer’s market.

No market is immune and there are distressed properties in the exclusive community of Oro Valley. With foreclosures at an all time high and expected to get even higher there is no category of residential properties that will not be affected.  In fact, just this morning the Arizona Daily Star published a great article called “Foreclosures up sharply again in Pima in 2009.”

Arizona, Nevada, and Florida are the hardest hit states in the nation…and lead to the most foreclosures. The spiral downward in property values will take time to play itself out at which point we will see stabilization in the market.

Oro Valley Real Estate – Trulia

Don & Kathy Vallee, Certified Distressed Property Experts, CDPE

Are you new to the Oro Valley area?…the Valley of Gold. My favorite place to relax and enjoy my well being..celebrate and give my body some special treatments. Pam Crim owner of Desert Day Spa opened a small neighborhood salon…

It reminds me of the salon in the Juilia Roberts movie called “Steel Magnolias”…I love this salon…get the picture?

Check it out…Desert Day Spa

Get the directions

Don & Kathy Vallee of RE/MAX Excalibur Realty in Oro Valley located at 11115 N. La Canada Dr. Suite #155, Oro Valley, AZ, 85737. We’re the “Vallee Gold Team” Full-time professional real estate advocates since 2001. Give us a call at (520)219-1024.

Map directions

Have you heard that Lenders actually want to help you avoid foreclosure? Well they do…so let’s talk about it.
Did you know that many lenders today are accepting more short sales and deed-in-lieu-of transactions everyday–especially short sales–why? To eliminate unecessary foreclosures.
So which option is right for you?
As a Certified Distressed Property Expert, CDPE, we have been trained to assist homeowners facing these difficult situations. we can eliminate confusion and ease frustration by providing you with the information you need to make a good decision related to your financial security.
We have created a free report regarding “Short Sales” and “Deed-in-Lieu-of Foreclosure.”
You can access the reports at our website:
http://www.FindTucsonShortSales.com
If you or someone you know owes more on a mortgage than it’s
worth, you deserve to be educated on options to protect you from financial ruin.
WE CAN HELP! we have closed over 25 Transaction Short Sales this Year!
CDPE,LLC

The “Home Affordable Foreclosure Alternatives” (HAFA) does not take effect until April 5, 2010.
If the loan meets the following conditions then you may qualify:
Property is borrower’s primary residence.
Loan is a 1st lien mortgage
Loan originated before January 1, 2009
Mortgage is delinquent or default is resonably foreseeable
Current unpaid balance is equal to or less than $729,750
Borrower’s total monthly mortgage payment exceeds 31% of borrower’s gross income

For more information contact: Don Vallee-Tucson Certified Distressed Property Expert, CDPE
Direct: 520-219-1024
Learn more go to: http://www.FindTucsonShortSales.com

Listed: 4424 W. Butterfly Mountain
Exclusive Gated Community of Butterfly Mountain
Open 12/19-12/20 From 1-4pm

**WAS $1.4m NOW ONLY $895k-Attention car lovers & entertainers! Ultimate in privacy-backs to 36 acres-3.3 acre with both city lights & mountain views thru-out the entire home. Custom masterpiece, stone flooring, window walls, 2 fireplaces (master bedroom & living room with rock fireplace, Home theatre room, wine cellar, Casita with private access. Open classic cook’s kitchen Dacor with stainless steel, granite slab, distressed maple cabs, central vac,floorplan optimizes the ultimate in resort lifestyle-heated pool & spa.

Dramatic serene setting in exclusive gated community of Butterfly Mountain.
See more photos at http://www.4424ButterflyMtn.com

Call 24Hr property information dial 1-520-468-7009 Enter House #4424.

Let’s take a look at the New FHA

There are many misconceptions concerning FHA. We would like to discuss some of the common questions concerning FHA insured financing.

Why is FHA An Attractive Option fro Today’s Homebuyer.

• It is a lot simpler to finance with FHA than it was 20 years ago.  Now a (direct-endorsed) lender has complete control, all the way from application to closing.

• Buyers will find good values with FHA.

• FHA requires low down payments and the underwriting costs are very competitive.

• FHA has an excellent loss-0mitigation program, with a solid track record of assisting their home buyers through tough times.

How Do buyers Qualify For an FHA Backed Loan?

• FHA does not use a credit scoring system.

• With higher debt/income ratios, buyers may qualify fro a higher mortgage amount with FHA than what is available to them with “other prime” products.

• FHA has increased the minimum down payment amount from 3% to 3.5%.

• Gifts are permitted from relatives.

• FHA guidelines have changed so much so that they will not ask for repair or cosmetic defects, minor defects or normal wear and tear. They are concentrating more on the valuation of the property.

• FHA permits borrowers to pay virtually all closing costs, except the tax service fee.

• Under FHA, sellers can contribute up to 6% of a property’s sales price toward the buyer’s actual closing costs, prepaid expenses, discount points and other financing concessions.

• The mortgage cannot include any cash back and all seller concessions must appear on the HUD statement.

How does FHA Help Buyers Who Want to Rehabilitate Properties?

FHA’s 203 (k) rehabilitation program has been around for many years and used to be very difficult and expensive to set up.  FHA has streamlined the 203 (k) program, making it very easy to arrange this type of mortgage.

Process:  If repairs to the home cost less than $15,000, FHA offers a very simplified process that requires no inspections.

• If more than $15,000 FHA will allow fro home repairs and improvements up to $35,000 to cover things like purchasing and installing new appliances, repairing or upgrading HVAC systems, or adding a patio or porch to a home.

• What does this mean to you? In today’s market, we need every possible tool available to us to help get buyers into a home. Now FHA offers an attractive and competitive product.

There are (2) key resources:

www.fha.gov

www.realtor.org/government_affairs/fha_toolkit

Contact Don or Kathy Vallee to start your home search today